[Videos] Invest Smart Penang 2023 at the Central Atrium of Queensbay Mall, Indulge at Wooden Barrel Fish Restaurant, Queens Waterfront Q1 which serves Yummy Tomato-based Soup, etc.

Welcome to the YouTube video for Invest Smart Penang 2023 at the Central Atrium of Queensbay Mall! Here, we bring you the latest updates, insightful discussions, and expert advice on investing smartly in Penang, Malaysia's vibrant and thriving city.

Invest Smart Penang is a renowned initiative to empower individuals with the knowledge and skills to make informed investment decisions. Located in the Central Atrium of Queensbay Mall, one of Penang's premier shopping destinations, we provide a dynamic and engaging platform for investors of all levels to explore opportunities and expand their financial horizons.

Our channel offers a wealth of content that covers a wide range of investment topics. Whether you are a seasoned investor or just starting your investment journey, our videos cater to your needs. We have covered you, from market trends and analysis to personal finance tips and success stories.

At Invest Smart Penang 2023, we believe in the power of education. That's why our channel features in-depth interviews with industry experts, financial advisors, and successful investors who share their experiences, strategies, and insights. We aim to demystify complex investment concepts, making them accessible to everyone.

Our channel also highlights the diverse investment opportunities available in Penang. Penang is a popular tourist destination and a thriving economic hub with a rapidly growing technology sector. We delve into the various sectors, such as technology, stocks, shares, unit trusts, financial planning, etc., for potential investors to capitalize on these booming industries.

Furthermore, we provide regular updates on local events, workshops, and seminars organized by Invest Smart Penang. These events offer valuable networking opportunities, allowing investors to connect with like-minded individuals, industry professionals, and potential partners.

With our comprehensive coverage of Invest Smart Penang 2023 at the Central Atrium of Queensbay Mall, you can stay informed and ahead. Our videos inspire, educate, and empower you to make intelligent investment choices that align with your financial goals.

So, whether you want to grow your portfolio, diversify your investments, or enhance your financial literacy, subscribe to our channel and join the Invest Smart Penang community. Invest Smart Penang 2023 at the Central Atrium of Queensbay Mall is your gateway to a world of intelligent investment opportunities. Start your journey toward financial success today!



Looking for a delicious seafood restaurant in Queens Waterfront? Look no further than Wooden Barrel Fish Restaurant! This restaurant serves up delicious seafood dishes, like tomato-based soup.

Wooden Barrel Fish Restaurant is a great place to indulge in delicious seafood. The restaurant is located on Queens Waterfront, which makes it a great place to enjoy a relaxing meal. Plus, the Yummy Tomato-based Soup is a must-try dish!

Wooden Barrel Fish Restaurant is a perfect choice if you're looking for a seafood restaurant in Queens Waterfront Q1 that offers delicious and unique dishes. With delicious soup and seafood items, this restaurant will not disappoint. Indulge in this delicious restaurant today!

This Youtube "Wooden Barrel Fish Restaurant, Queens Waterfront Q1 serves Delicious Tomato-based Soup & Patin Fish," is a food review clip.

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Nothing shall be impossible with God. I have to keep reminding myself to put my trust in HIM, not anyone else, that will most likely lead to failure - if we solely depend on a human mentor, who is bound to err and make wrong decisions.

Finally stay safe, happy and healthy. Ok, that's it for this week's blog post.

Investing in the Stock Market

I am reading up on finance books and also on investing in the Malaysian stock market. Though I have already opened an online trading account with Public bank last year, I still dare not trade yet for lack of knowledge. Now, as I read more books on investing and financial ratios like ROE or Return on Equity which measures profitability or PE ratio for Price Earnings Ratio and Debt Equity Ratio, etc. You also need to know how to calculate intrinsic value or book value of the share in a company so that you don't over pay and buy at a discount, preferably below 2/3 its actual price.

Buy Property to Beat Inflation

If you have disposable income and savings in the bank, it is better to invest in properties than to park your money in Fixed Deposits or put in the savings account. Using the rule of 72, if the inflation rate is 4% per year, then it takes 72/4 equals 18 years for your money to become half its value. Prices keep increasing and the cost of living keeps rising due to inflation. Hence, it is better to invest in properties to get rental income and to get capital appreciation as time goes on.

For instance, if you buy a property for $160,000.00 and rent it out for $800 a month, your returns would be 6% compared to putting it in the Fixed Deposit for only 2.75%. Just my 2 cents.

Gold represents the ultimate payment worldwide

Gold is accepted worldwide and represents the ultimate payment system anywhere in the world. It is a much sought after precious metal that is used for jewellery, space technology and as numismatist gold bullion coins. Banks prefer to deal with gold than paper money of which the value can be eroded due to rising future inflation. So, if you have extra cash to invest, it is better to buy gold coins and keep them in a safe place. In times of war, paper money can become useless overnight just like the Japanese banana money that was printed in abundance during the Japanese occupation in Malaya. However, when the British return, the banana paper money became worthless overnight. It is named so because of the picture of the banana tree on the paper notes.

Got more than RM1k from interests of my Government Bonds

Government bonds are also known as Treasury bills. The interests that you earn from government bonds are known as coupons. Yesterday, I received more than RM1k that was banked into my Public Bank account for the coupons that I received from my 3 government bonds, namely Sukuk, 1 Malaysia and another government bond of which I have forgotten the name. The coupon rate is 5% and paid either monthly or quarterly. Treasury bills pay more than the standard Fixed Deposits in banks. Hence, it is a wise move to buy some government bonds to get better returns for your income. Make your money work for you and not the other way around.

A Brilliant Company

I have been reading books on the stocks and to learn how to interpret financial reports in the newspapers. Also, I have recently open an online share trading account with Public Bank but am not in a hurry to trade yet until I know all the facts and figures and how to make money from the stock market. It is important to know how to read the charts and predict bull runs to make a gain. I plan to be a fundamental analysis investor or long term investor and not short term investor or also known as technical analysis investor.

There are ways to create alternative energy from waste. This is a brilliant idea that not many people are aware of. You might like to know that a company by the name of N-Viro International Corporation develops and licenses its technology to municipalities and private companies. Their patented processes use lime and/or mineral-rich, combustion byproducts to treat, pasteurize, immobilize and convert wastewater sludge and other bio-organic wastes into biomineral agricultural and soil-enrichment products with real market value. The company has generated sales in excess of $40 million dollars, since its initial public offering in October of 1993. With this huge share market capitalization, no wonder investors are ever ready to put in their money and faith in this brilliant idea and trust this company to deliver more profits. Their web site is at http://www.nviro.com where you can browse for more details.