Check Your Credit History Online

You can sign up and check your credit report at this link here >> https://www.mycreditinfo.com.my/ which is free for first 2 years for basic report which is where the banks will use to see if your bank loan and credit card approval is successful or not. For the more comprehensive report, it shows your credit card payment habits and it will automatically state whether it is strong or weak for loan approval and payments. For the comprehensive report, you have to pay RM 10 and RM 5 for the less detailed report. The payment merchant is iPay88 where you can choose to pay by online banking or via your credit card with OTP sent to your registered handphone for confirmation. You can do an online search on Google for RAMCI and i-Score to give you the link above which I found.

Merry Christmas 2016

Christmas is drawing near and now it is the month of December - the time where you get your bonus and school holidays are here and you get more time to spend with your kids. Everywhere I go, it seems to be crowded and packed with cars. I would like to wish all my readers here a Very Merry Christmas in 2016 that is drawing to a close. It is time for season's greetings and merry-making. It is also a time to give and to receive. Let us celebrate Jesus' birth on 25th December who came as a Saviour to mankind and defeated the evil one, once and for all. The resurrection power on the cross gave us eternity in heaven when we are called to be with our Maker.